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Investing a lump sum

Many people get a lump sum at some point in life – perhaps you’ve inherited a windfall, sold your home or have a tax-free sum from your pension. So how can you put it to good use?

Step 1 – Put your money in a savings account

Find a safe, accessible account where the money can earn interest while you do more research.

·         Make sure it’s easy access – you...



How to Spend a Work-Free Retirement

Who would not want to spend their retirement years free from work-related stress? We all assume and expect that the word “retirement”, after all, means reaping the many years of diligently working through adulthood, often after finishing college and going through odd jobs. But it seems, that is not the case in most situations. In fact, according to a survey done by ...


Creating Short-Term Savings in 60 Seconds

What if your air-conditioner suddenly decided to give up its ghost? Do you resurrect it (replace it with a new functioning unit) using a credit card and then scrimp on your meals for half a year in order to cover the cost of enjoying a cool summer and a warm winter?

Small and big accidents can happen and it helps a lot if you have the cash to insulate you from the worry...


What Type of Saver are you?

What kind of saver are you? Lazy or go-getter? For those who are lazy, automate your finances and do a regular evaluation. 

But to motivate yourself to really save, you need to trick your mind through some form of psychological self-manipulation. This is because saving, whether for college, summer vacation or retirement, requires unnatural discipline, hard work and ...



Oakmere Advisors in Tokyo, Japan, Singapore on How to Protect Your Finances from Disaster

Like eating a healthy diet, maintaining a well-planned budget is generally more of a wish rather than a reality.

This is because planning and keeping to a strict budget entails a lot of work -- so does counting calories and hunting for and preparing organic and nutritious food. Balancing your checkbook monthly is already a tedious process; consider how much more time you...


Oakmere Advisors in Tokyo, Japan, Singapore: Be Debt-Free in 9 Ways

Some things you can easily neglect or forget without causing any harm, such as what the last two answers are in the crossword puzzle today; but you cannot do that to a debt. Debt stays like a recurring nightmare in the night, haunting us and chasing us like Mr. Anderson in a Matrix world, charging compounded annual rates of 20% or more of monthly interests. We are stuck in that...


When's the Right Time to Invest?

In the stock market, timing is nothing -- but time is everything.

It's not surprising that first-time investors often worry about the timing of their initial stock purchases. Getting started at the wrong point in the market's ups and downs can leave you staring at big losses right off the bat.

But take heart, Fools: Whenever you first invest, time is on your side. Over...


Investing Strategies: Your First Stock

You can go your whole life without ever buying a single stock. But until you do, you won't really understand the full potential of investing -- and the rewards that come with it.

For beginners, mutual funds give you a great way to get your feet wet. With just a few hundred dollars, you can invest in a mutual fund that will give you instant access to thousands of different ...


8 easy ways on how people in their 20s could better handle their finances

Many of twentysomethings find it hard to handle their finances, especially those who recently graduated from college. Oakmere Advisors finds it important that each individual should learn how to properly budget their money in order to avoid any problems when paying their loans and credit card bills.

After conducting thorough reviews about the matter, Oakmere ...


Learn How to Invest in Stocks

A friend recently said that she got an old laptop from her son in order to go into stock investing. So, she is not only beginning to learn how to use a laptop, as well as a tablet, but also how to invest in stocks. At way past, 65 years, it is never too late.

Investing in stocks overtakes other instruments, such as treasury bills, cash or gold in the long run. Within a...